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Early retirement: Threat or menace?

“But I’ll keep workin’/As long as my two hands are fit to use …” – Merle Haggard

I haven’t run away and joined the circus, but I am nearing the age when a financial safety net admittedly has the allure of the Sirens of Greek mythology.

Yes, before long, yours truly could conceivably abandon the rat race and apply for early Social Security benefits.

I would have to adjust to the reduced income very de…

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