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Travelers checks, credit cards or cash?

Dear Clare: Is it still a good idea to carry travelers checks? Are credit cards universally accepted? Your answer may depend upon the destination, so let’s assume we’re traveling to Europe. — Donna

Dear Donna: Travelers checks still exist, but they are no longer a preferred form of payment.

Before I go into what is the preferred method, let me give a quick synopsis of travelers checks for those who …

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