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Tiffany and her husband were building a life raising their daughter and specialneeds son in Arizona when they called in to “The Ramsey Show,” where Dave Ramsey and his team give personal finance advice. Tiffany’s husband had a generous life insurance policy through his employer, so it seemed like they were covered. But were they? Tiffany began to question that after a family member got cancer and had to quit their job—which meant their life insurance policy disappeared.

Calendar Guidelines Items for Community Calendar must be submitted during regular weekday business hours at least two weeks prior to the day of the event. Events run in the order of their posted dates and ONLY AS SPACE ALLOWS.

Calendar Guidelines Items for Community Calendar must be submitted during regular weekday business hours at least two weeks prior to the day of the event. Events run in the order of their posted dates and ONLY AS SPACE ALLOWS.

Math is often the most challenging class in a student’s course load. But it doesn’t have to be. Follow these tips to prevent feeling frazzled and overwhelmed this school year: Find study buddies: Staying on top of your A-game can be as simple as making some friends in your class. Find some study buddies to remain accountable and work through difficult problems together.

Prep time: 20 minutes Cook time: 20 minutes Servings: 4 2 teaspoons extra-virgin olive oil 1 small red onion, diced 1 large red bell pepper, diced 2 cloves garlic, minced 1 cup chopped fresh spinach 1 cup cooked black beans 1/2 teaspoon ground cumin 1/2 teaspoon smoked paprika 4 tablespoons salsa 6 large eggs 2 tablespoons unsweetened almond milk, water or dairy milk 4 large whole-grain tortillas 1/2 cup shredded Mexican cheese blend In pan over medium heat, heat olive oil. Saute onion, bell pepper and garlic until soft, 4-5 minutes.